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  • Eligible ages: 18 to 60 Years old
  • Coverage amounts: $100k to$1M
  • 5 year terms from: 10 to 30 Years

Military Protection Plus

If you’re active duty or reserve, our policy has features designed for you.


Severe Injury

You're covered for $25,000 if you suffer certain severe injuries in the line of duty.


Future Insurability

Add coverage equal to your SGLI without a medical exam when you separate or retire.

Term life insurance FAQ

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USAA offers a variety of life insurance products, each with different features and benefits. You should review your options at usaa.com before making a purchasing decision.


No Department of Defense or government agency endorsement.


Military Protection Plus is level term life insurance with Military Severe Injury Benefit Rider and Military Future Insurability Rider. USAA Eagle Express Life Insurance: coverage and premiums remain level for the duration of the policy. Term Policy Form (ICC23506055 04-23) (may vary by state). Not available in New York. Military Severe Injury Benefit Rider provides $25,000 to help with the expenses in the event of certain injuries while performing eligible military duties. Rider Form LBR67140ST 05-07 (may vary by state). Military Severe Injury Benefit Rider not available in New York. Military Future Insurability Rider provides an option to increase coverage upon separation from the military. Availability of increased life insurance coverage subject to rider terms and conditions and depends on characterization of military separation. Increases in coverage require payment of additional premium. Rider Form LBR97953ST 03- 14 and ICC1497953 03-14 (may vary by state). Not available in New York.


Increases in coverage more than two times the base policy face amount up to the current maximum Servicemembers' Group Life Insurance (SGLI) amount depends on your health and is subject to underwriting approval.


Quotes are for estimate purposes only, and your actual premium will be determined after underwriting review and may vary by state, age, birth sex, and risk class. Risk class is determined by factors such as tobacco use, health, family medical history and lifestyle. Life insurance products may have limitations and conditions and may not be available in all states. Approval for coverage is based on your answers to underwriting questions to avoid requiring a medical exam. Premiums remain level for the duration of the policy. USAA Eagle Express Life Insurance is a Simplified Issue Term Life Insurance Policy (ICC23506055 04-23) issued by USAA Life Insurance Company, San Antonio, TX 78288. Not available in New York.


Policies purchased on this site are administered by Bestow Agency, LLC. In the event we are unable to resolve any complaint you may have, you may report the complaint to the insurance regulator in your state.


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