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Gender

Eligible ages

18 to 60

Years old

Coverage amount

$100k to $1M

5 year terms from

10 to 30

Years

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Get a quote, apply and get covered in just minutes, even if you're not already a USAA member.


Active duty?


You'll get Military Protection Plus² benefits, including severe injury coverage and the option to add coverage equal to your SGLI³ without a medical exam when you separate or retire.

Questions about USAA's Eagle Express

While we're focused on serving the military community, USAA Eagle Express and our other life insurance products are available to the public.

The real question is what are your loved ones’ financial needs after you’re gone? A good guideline to consider is to have enough coverage to pay off your debts and mortgage, replace five years of your income and cover final expenses and family goals like providing for educational expenses.

It depends. If you apply on time, Veterans’ Group Life Insurance can be great for those who can’t qualify for other policies. However, VGLI premiums are based on age and costs can increase over time. USAA’s Eagle Express policy offers a fixed premium for the term you choose, be it 10, 20 or 30 years. Your financial needs may also be greater than the coverage amount offered through VGLI.

Most term life insurance policies, like USAA Eagle Express, offer fixed coverage for a specific amount of time. Premiums typically stay level during the stated term and are generally lower than permanent insurance. Term policies are great for meeting big needs that usually subside over time, including replacing lost income, paying off a mortgage and providing for education goals.


Term policies generally offer more coverage at a lower cost than permanent policies, which may build cash value. This is because part of a permanent policy’s premium is allocated to the cash value. This cash value can be borrowed against for other things, although this may reduce the death benefit. You can learn more about both term and permanent policies on USAA.com.

Our goal is to make the claims process as simple as possible. If you need to file a USAA Eagle Express claim, use this form or call us at 800-385-2419.

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